Built exclusively for macOS

Your finances,
beautifully in control.

Home Accounts is a private, powerful personal finance app for Mac — tracking every account, budget, subscription, and policy from one elegant home screen.

⬇ Download from the AppStore See all features →
Home Accounts
Accounts
🏦
Barclays Current
£4,821.50
💳
Amex Platinum
–£1,240.00
📈
ISA Portfolio
£28,400.00
🏠
HSBC Mortgage
–£187,000
💰
Easy Access ISA
£12,500.00
Planning
🔁
Subscriptions
🛡
Coverage
📄
Documents
📊
Reports
💷
Current
£4,821.50
✔
Cleared
£4,650.00
⏱
Pending
£171.50
Transactions
Salary — Tech Corp Ltd
29 Jun
+£3,850.00
Netflix
27 Jun
–£17.99
Waitrose
26 Jun
–£84.20
Amazon Prime
25 Jun
–£8.99
BACS Transfer — Savings
24 Jun
–£500.00
6
Account types supported
100%
Private — data stays on your Mac
∞
Accounts, transactions and documents
£0
No subscriptions, no cloud fees
Everything you need

Financial clarity,
all in one place.

Home Accounts brings together every aspect of your personal finances in a single, beautiful macOS app — no cloud sync, no subscriptions, no compromises.

🏦

Full Account Management

Track every account in one place — bank, credit card, investment, loan, mortgage, and savings. Each account shows real-time balances, cleared vs pending, and full transaction history.

📊

Budgets and Reports

Set monthly spending limits per category and watch your progress in real time. Flexible date-range reports show exactly where your money went — this month, last quarter, or all time.

📈

Investment Portfolio

Track stocks, funds, and cash positions with live market value calculations. Add holdings, record purchases and sales, and see your total portfolio value at a glance.

🏠

Mortgage and Loan Forecasting

Enter your APR, term, and loan amount to see your scheduled payment, remaining term, and total interest. An interactive overpayment calculator shows exactly how much you'll save.

🔁

Subscription Tracker

Flag recurring payments and set review reminders so nothing slips through. See your total monthly and annual subscription spend, with overdue review alerts front and centre.

💰

Savings Interest Forecast

Input your savings APR and see projected balances at 1, 2, 5, and 10 years with monthly compound interest calculated automatically. Know exactly what your money will grow to.

🛡

Coverage and Insurance Tracker

Flag insurance or warranty purchases and track start and end dates. The Coverage Tracker alerts you 30 days before any policy expires so you're never caught unprotected.

📄

Document Vault

Import and organise PDFs, images, and documents — policies, statements, receipts — directly in the app. Link documents to accounts and set expiry reminders. Everything in one place.

📥

Statement Import and Reconciliation

Import CSV bank statements and reconcile automatically. The reconciliation panel compares your cleared balance against the statement, flagging any discrepancies instantly.

Account Types

Every account you own,
covered.

Six distinct account types, each with its own metallic identity and purpose-built tools.

Subscriptions

Stop paying for things you forgot you subscribed to.

Flag any transaction as a recurring subscription. Home Accounts groups them by payee, calculates your monthly and annual totals, and lets you set a review date — so you're prompted before the next billing cycle to decide if you still want it.

  • ⚠
    Overdue reviews flagged in red, due-soon in amber
  • ✔
    Mark Reviewed (+6 months) or Snooze for a full year
  • 💷
    Monthly and annual total across all subscriptions
🔁
Subscriptions
Netflix
£17.99/mo
Entertainment
⚠ Review overdue
Spotify Family
£17.99/mo
Music & Audio
⏱ Review due soon
Amazon Prime
£8.99/mo
Shopping
✔ Review: Sep 2025
MONTHLY TOTAL
£44.97
ANNUAL TOTAL
£539.64
Coverage Tracker

Never let an insurance policy lapse unnoticed.

Mark any transaction as a coverage purchase — car insurance, home cover, warranties, travel policies. Home Accounts tracks the start and end dates and flags anything expiring within 30 days so you always have time to renew.

  • 📅
    Coverage start and end dates recorded on every transaction
  • ⚠
    30-day advance expiry warnings — amber for soon, red for expired
  • 🛡
    Active, Expiring Soon, and Expired views at a glance
🛡
Coverage Tracker
ACTIVE
4
EXPIRING SOON
1
EXPIRED
0
Admiral Car Insurance
£480.00
1 Jul 2024 – 30 Jun 2025
⏱ Expires in 22 days
Aviva Home Insurance
£320.00
1 Jan 2025 – 31 Dec 2025
✔ Active
Apple Care+ — MacBook Pro
£249.00
14 Mar 2024 – 14 Mar 2026
✔ Active
Mortgage Forecasting

See exactly what overpaying your mortgage saves you.

Add your APR, original loan amount, and term once and Home Accounts calculates your scheduled monthly payment, remaining term, and total interest outstanding. The interactive overpayment calculator lets you model extra monthly payments and instantly shows how many months you'll cut and how much interest you'll save.

  • 📐
    Full amortisation model — scheduled payment, remaining months, total interest
  • 💸
    Interactive slider: set extra monthly payment and see instant savings
  • 📊
    Identical forecasting for personal loans too
🏠
Mortgage Forecast
APR
4.95%
Monthly Payment
£1,064
Remaining Term
22y 4m
Total Interest
£100,840
OVERPAYMENT CALCULATOR — +£200/mo extra
Interest saved
£18,420
Time saved
3y 8m
Document Vault

All your financial documents, securely in the app.

Import PDFs, images, and any file type into the built-in Document Vault. Categorise by type — policy, statement, receipt, contract — link to an account, and set an expiry date. Every file is stored securely in your Mac's application data folder, never uploaded anywhere.

  • 📁
    Import any file type — PDF, image, Word, spreadsheet
  • 🔗
    Link documents to specific accounts for quick retrieval
  • 🔒
    Stored locally on your Mac — completely private, no cloud
📄
Document Vault
7 files · 12.4 MB
📋
Admiral Car Insurance Policy 2024.pdf
Policy · Barclays Current · Expires 30 Jun 2025
2.1 MB
📊
Barclays Statement Jun 2025.pdf
Statement · Barclays Current
840 KB
🏠
Conveyancing Contract — 12 Oak Lane.pdf
Contract · HSBC Mortgage
5.2 MB
🧾
AppleCare Receipt — MacBook Pro.jpg
Receipt · No account linked
1.8 MB
Free to download

Your financial life deserves
a home this good.

Home Accounts is a native macOS app — no account required, no subscription, no cloud. Your data lives exclusively on your Mac, always.

⬇ Download for macOS
🍎 macOS 14 Sonoma or later required